A warranty period only has meaning when you know which parts of the float it covers. The horse float warranty terms, exclusions and warranty period determine where that protection applies. Repayments on a financed float may continue after a particular warranty has expired, including when you arrange the purchase through Horse Float Loans. The coverage attached to the float therefore needs to be considered against the period you expect to own and finance it.
You have found a float with the size, configuration and purchase price you want, and its warranty documents now form part of what you are buying. When we arrange finance through our Horse Float Loans finance partners, the horse float warranty belongs to the float and the party giving that warranty, not to the loan. It is important to understand what remains covered during the period you expect to own and finance the float.
Horse Float Warranty Coverage
A headline warranty period does not necessarily apply to every part fitted to a float. Separate terms may apply to the structure and installed equipment, while maintenance requirements or modifications may affect a claim. The written warranty terms establish the actual horse float warranty coverage.
Check the documents for:
- The structural components covered and the applicable period.
- Separate manufacturer or supplier warranties for fitted equipment.
- Servicing, maintenance or inspection requirements attached to coverage.
- Warranty exclusions for wear, damage, modifications or particular types of use.
- Warranty transfer conditions that apply if ownership changes.
Horse Float Structural Warranty
A horse float structural warranty applies according to the manufacturer’s own definition of the covered structure. A long structural term should not be read as a warranty over every component simply because those components are fitted to the same float. The warranty document needs to identify the covered structure, exclusions and warranty claim conditions.
This distinction also affects ownership costs when finance runs for longer than a particular warranty. Our horse float finance terms range from one to seven years. If a component warranty expires while repayments continue, a later repair may need to be paid while you are still repaying the float. Comparing the loan term and warranty period shows where that cost exposure sits during ownership.
Warranty Rights and Used Floats
For a used float, the paperwork needs to establish what warranty remains and whether that coverage transfers to you. The seller’s promises and the circumstances of the sale also affect the position, so an expired manufacturer warranty should not automatically be treated as the end of every right.
The ACCC explains that warranties are extra promises made in addition to consumer guarantees under Australian Consumer Law. Consumer guarantee rights may continue after a written warranty expires, depending on the circumstances. For a horse float warranty in Australia, this distinction matters because warranty terms and statutory consumer guarantee rights are not the same source of protection.
For a new or used float, compare the coverage attached to that float with the years you expect to keep making repayments.
Review your horse float warranty and finance term with Horse Float Loans.