All about refinancing horse float loans

Whether you’re looking to refinance your existing horse float loan for a better deal or have found an amazing secondhand horse float from a dealer or private seller, we’re here to help.

Chat with us or use our easy online application process to apply in under 5 minutes, get approved, and start saving with a low-rate horse float refinance. It’s that simple!

We can assist with refinancing horse floats ranging from new models through to older models.

If you have an existing horse float loan and your balloon repayment is due, you can refinance your loan to our lower-rate used horse float loan to save on interest repayments.
Our services are available across Queensland, Victoria, New South Wales, and throughout Australia.

Start your loan

Apply online for your horse float loan refinance today. Or, chat with one of our friendly lending specialists who can handle the entire application process for you quickly and easily over the phone.

Whichever way you choose, we’re here to help settle your loan fast so you can start saving interest.

Why choose this loan?

Flexible loans

Choose from variable or fixed interest rate loan options with terms from 1 to 7 years.

Approval

Our process is quick and easy to use. This means in most cases your horse float loan could be approved in as little as 24 hours.

Easy application

We provide an easy online application which takes no more than 5 minutes to complete. From there sit back and let us do the hard work.

View our happy customers

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Cameron P.

Julie was amazing with finding me the right finance to suit our needs. She was very helpful and transparent in the loan agreement and made the process a breeze.

sonya M.

Elia L.

Julie was responsible, a wonderful communicator, friendly and I felt like I was in honest hands. She secured a loan for me with super fast turnaround which was wonderful. Can't speak more highly about her.

Rory A.

Julie is the absolute best to deal with. Great customer service, very reliable and fast would recommend and I’ll be back again

Heath T.

Brilliant experience with Scott and Emily. Very informative and incredibly quick process to help us with our Horse float loan

Ash S.

Julie was amazing to deal with would highly recommended to anyone

Rebecca W.

Julie gave us the most seamless experience with our new horse float! Highly recommend.

Katrina

Fantastic service, easy to deal with, prompt communication and seamless from start to end

Anne W.

ICredit were very easy to deal with and made the whole process smooth. Al Purton in particular really went out of his way to make the deal go through without a hitch.

Leigh G.

Julie was amazing, couldn't help us enough. Truely a pleasure to deal with.

Anne S.

Julie has been amazing to work with, nothing is too much trouble. I look forward to continuing our business relationship in the future.

Tarni K.

This is my second time working with iCREDIT, and I’m just as impressed as I was the first time. Michelle was friendly, knowledgeable, and found the best options suited for me. I was informed every step of the way and made the whole experience easy and straightforward. I truly appreciate the excellent service and highly recommend Michelle, Scott and the team at iCredit!

Tracey H.

Wayne was very professional, listened, accommodated a last minute change in loan type without hesitation. Wayne was timely with communication and was very easy to deal with, a pleasant man, I'd highly recommend.

Steph W.

Julie was amazing! Super helpful and knowledgeable, answered all of our questions and knew all the routes to take. Could not recommend enough! Thanks Julie!

Brodie C.

The amazing Julie has assisted me with a number of finance applications over the past 5 years. I always feel safe working with Julie and confident that Julie will be able to assist me quickly and efficiently

Heidi G.

Extremely easy process, that felt aligned with finding the best outcome for my needs. Everything felt smooth, kept me informed and such a quick turn around. Highly recommended.

Robyn B.

Julie is so helpful and positive with Friendly, Easy, Efficient and Fast service.

Georgia L.

DGOAT 1.

Emily has been amazing from start to finish. We have a new horse float on the way. I have already started another personal loan with her. Thank you, David

Lisa C.

100% Recommend ICredit to anyone.

Gemma D.

Julie @ ICREDIT was awesome to deal with, from the beginning to the end very efficient, friendly and great communication

Ruby K.

So appreciative of Julie for everything she did to help me. Not only did she work on securing my loan anytime of the day and week, she explained everything perfectly so I could understand. 5 stars isn’t enough for this wonder woman!

johana R.

A huge thank you to Julie, Efficient and friendly and took care of all details which meant I did not have to stress about anything.Cannot recommend enought

Ray W.

Dealing with iCredit was so easy. From the first phone call Michelle was understanding, friendly and knowledgeable. Throughout the process I felt very valued. Being able to have a person to talk to made the process much easier and I felt like I was the only person Michelle was dealing with. Each time I felt like I was wasting Michelle’s time, I would be assured that I wasn’t. Once all documents were signed and approval given, Michelle was as happy for me as I was. Thank you so much Michelle for everything. I can’t recommend iCredit enough. If I could give more than 5 stars I would.

Terry C.

We recently used the team at iCREDIT to finance our trailer, and the experience was fantastic! Matt and his team were professional, friendly, and made the whole process incredibly easy. Communication was clear, and everything was handled efficiently from start to finish. Highly recommend iCREDIT if you’re looking for hassle-free finance and great customer service!

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Used Horse Float Loan FAQ’s

How quickly can I get approved for a horse float refinance loan?

You could be approved in as little as 24 hours and have the loan settled and paid within 2 to 4 days, all depending on the level of paperwor required.

How does Horse Float refinancing work?

When refinancing, you borrow funds from a new lender to payout your existing loan. You then repay the new loan over a specified time period, at a better rate or repayment to help save you paying unnecessary interest.

What are the benefits of refinancing a horse float?

A new lender may offer lower interest rates than what you are currently paying. A lower interest rate may reduce your monthly repayments helping you keep more money in your pocket.

What documents do you need for a horse float refinance loan?

To apply for a horse float refinance loan, you’ll need two payslips, details of the horse float or gooseneck, a list of your assets, a list of your liabilities and a loan statement or payout letter from your current financier.

What to look for when comparing horse float loans.

When comparing horse float loans, you should not only consider the base rate, but the comparison rate, loan term in number of years, any additional fees and if there are any extras available such as a balloon repayment.

What is a pre-approval loan?

You can save time and avoid hassle by getting pre-approval for a loan before choosing your second hand horse float. Pre-approval is an offer from us to lend you an agreed amount, subject to full approval. It remains valid for 60 days. To gain full approval, you’ll need to provide additional supporting documents and updated information. A pre-approval is ideal if you’re shopping around for the perfect float.

How quickly can I get an loan refinance pre-approval before deciding?

Yes, you could get a pre-approval for your horse float refinance loan in as little as 24 hours. This will give you plenty of time to weight up the pros and cons of refinancing.

What do I need to settle my horse float loan?

The settlement process involves you applying, consulting with a horse float lending specialist, and uploading your documents. Horsefloatloans.au will then work on approving your loan, issue the necessary documents, and finalise the settlement. The funds are then transferred to the dealer so you can collect your horse float.